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Get paid today for invoices due in 60 days.
Stablecoin invoice financing on BNB Chain. Turn an unpaid USDT or USDC invoice into working capital the same day, repaid automatically when your customer pays.
Factoring volume in 2025 (FCI). Almost none reaches stablecoin businesses.
How long B2B invoices sit unpaid.
Advanced the day an invoice is confirmed.
How it works // 01
- Issue.The business uploads an invoice, stored encrypted on BNB Greenfield.
- Confirm.The customer signs the amount, due date and repayment address on-chain.
- Fund.A lender pool advances 80–90% in USDT or USDC.
- Repay.The customer pays a smart contract that repays lenders and releases the rest to the business.
Why on-chain // 02
No fake invoices. The customer signs the exact terms before anything is financed.
No diverted payments. The customer pays a contract, so lenders are repaid automatically.
Public credit history. On-time payments build limits, priced from evidence, not paperwork.
Architecture // 03
┌───────────────────────────────────────────────────────────┐
│ DUEFI APP businesses · customers · lenders │
└──────────────┬──────────────────────────────┬──────────────┘
wallet / signer DueFi backend
│ ├ KYB → BNB Attestation Service
│ ├ invoices → BNB Greenfield
│ └ risk model + public metrics
▼ ▼
┌───────────────────────────────────────────────────────────┐
│ BNB SMART CHAIN │
│ InvoiceRegistry · ReceivableToken (ERC-721) │
│ LenderVault (ERC-4626) · RepaymentRouter · ReserveBuffer │
└───────────────────────────────────────────────────────────┘
| Contract | Does |
|---|---|
InvoiceRegistry | Records each invoice and its state, from draft to repaid. |
ReceivableToken | ERC-721 minted when the customer confirms. |
LenderVault | ERC-4626 pool of USDT/USDC; KYB'd lenders only. |
RepaymentRouter | Unique payment address per invoice; runs the repayment waterfall. |
ReserveBuffer | Holds the unadvanced 10–20% as first-loss cover. |
Risk + security // 04
| Risk | Handled by |
|---|---|
| Fake invoices | On-chain customer confirmation. |
| Default | Reserve buffer, full recourse to the business, customer limits. |
| Identity | KYB recorded as BAS attestations; permissioned pools at launch. |
| Exploits | Minimal audited contracts, multisig and timelock admin. |
Roadmap // 05
Protocol on testnet. Contracts, tests, open-source repo.
App and compliance. Web app, KYB, risk model, security review, testnet pilot.
Mainnet pilot. Capped pool and public dashboard. Target: $250k financed in 90 days.